MEET THE TEAM
MEET THE TEAM
TO INVEST WISELY, YOU HAVE TO CONSIDER THE ENTIRE “WORK”.
I am a musician. At the core of my being, my heart and soul are moved by combinations of rhythm, sound, and silence. I was trained as a musician, mostly in classical music. This foundation gave me a thorough understanding of the building blocks of music. I was surprised to learn much later that this same musical foundation formed a basis for my understanding and implementation of personal financial planning and investment management.
To invest wisely, you have to consider the entire “work”. Any symphony or opera spans a very long amount of time and has many smaller subsections within it. Obtaining financial security is not a one-time activity. It is series of interconnected decisions and behaviors that move you toward completion of your “work”. If you sit only through the beginning, you completely miss the purpose and goal of the composition. Patience is not a virtue that our society encourages. Real performers utilize patience, process, and discipline; this is true in music, investing, and life.
There is no music without silence. It is the silence between the notes that reveals the true quality of each note, each line. So too, must investment markets include silence. Periods of “going nowhere” or even pulling back may be the financial equivalents of silence which reveal the best, most resilient companies. Silence in music can be disturbing or unsettling. So it is in investing. We become more attuned when markets are not doing as we expect. In order to hear the next “phrase” of the composition in your financial future, we must sometimes wait out the silence.
After years of studying classical music, I began to feel a bit confined, musically inhibited, by the immoveable rules of this type of music. This is when I discovered Jazz: free flowing, surprising, exciting. I initially thought that jazz allowed me to break all the rules. I could not have been more wrong. Jazz is not built on the breaking of rules, but rather the creative expansion of the very rules and forms that I already knew. It is much more complex, much more difficult to master.
Tactical investing, the desire to move investments toward the most beneficial options and away from the greater risks, is just as difficult to master. It is still built upon the foundations of sound investing in quality companies, but it adds a layer of freedom and improvisation that are not found in traditional investing. It is, however, still a very important part of the soundtrack that you are creating for your life.
Music is a “team sport”. While it can be done alone, it is much more fulfilling when many musicians work together. The orchestra is a perfect example of sound investment management. Each orchestra has one conductor, each section, one leader. Each individual instrumentalist must accurately perform his part to develop melody and harmony. I am your financial “conductor”. I help you to surround yourself with an “orchestra” of professionals to address your many financial, legal, and accounting needs, but I am still the “conductor”. I fully expect you to look to me when you need counsel or direction.
I recognize clearly that you are not simply entrusting your money to me. You are allowing me to help you create your future. To do this, I believe that there are things you can expect:
- Honesty: Even when an investment is temporarily out of tune.
- Communication: When we are working toward the same goals, harmony can be achieved.
- Accessibility: You need to be able to find me when you have questions.
- Education: A great deal of “information” is freely available, but wisdom rarely comes with it.
Interestingly enough, what I expect from you is quite similar to what you expect from me. I need your honest evaluation of your own strengths and weaknesses. I need you to be realistic about your goals and expectations. I need clear communication. Together, we are a team who will create the “soundtrack of your future”.
The theatre was a passion of mine. I have both performed and worked in the shadows of many theatre productions over the years. One of my favorite plays is Les Misérables. The story follows an ex-convict named Jean Valjean as he struggles to reintegrate himself back into society. Even during Valjean’s greatest struggles, he maintains his focus upon self-improvement. While there are many important lessons woven into the script, one important concept that I took away from this play was that self-improvement isn’t something that is earned or acquired: self-improvement Is a choice.
This theme has stuck with me over the years. Self-improvement comes in many forms such as physical improvement, mental improvement, spiritual improvement. However, one that is crucial and usually overlooked is Financial Improvement. The issue many people run into is how best tackle this task. We live in a society that does not properly teach how to manage finances or how to prepare for future expenses. With most U.S. households not having a long-term financial plan in place, it can be a daunting task for one to get their financial life in order. Their financial lives spiral out of control into a labyrinth of debt, living hand-to-mouth, and never getting around to thinking about preparing for longer term goals. That is where I come in. I help you to focus your financial goals, then develop strategies to move toward your dreams. Make the choice to work on your financial self-improvement!
WE STRIVE TO AMPLIFY THE LIVES OF OUR CLIENTS AND THOSE THAT ARE IMPORTANT TO THEM WITH
FINANCIAL STRATEGIES CUSTOM TAILORED THROUGH TRUSTED RELATIONSHIPS, FREEING THEM TO FOCUS ON THEIR
LIFE’S MEANING AND PURPOSE.
Kevin K. Beamon, LPL Financial Planner
FIND OUT MORE ABOUT WHAT CAMELBACK WEALTH STRATEGIES
CAN DO FOR YOU !