From the Desk of Ryan Beamon

Buying a New or Used Car

The first step to getting a good deal on a new or used car is to be informed before you negotiate with a dealer. New and used car cost guides are available in bookstores, libraries, and online. These will help you research prospective models, their factory invoice prices, and the costs of various options.

Beyond Retirement: What About Your Other Goals?

In addition to saving for retirement, there may be several other major financial goals you’ll need to juggle in a lifetime.

Why Women Need to Save More Than Men

Women often face greater obstacles when it comes to investing for retirement. On average, women work fewer years and earn less than men. This means that they have lower pension and Social Security benefits. But they also have longer life expectancies, so they need to save even more for a longer retirement.